Best SPF Moisturizers – December, 2018 Reviews & Buyers Guide

When looking for the best SPF moisturizer, there are many factors to take into consideration.

While some moisturizers provide excellent skin care benefits, they may have a lower level of SPF that just doesn’t cut it when it comes to protecting your skin. While other facial moisturizers may contain a high level of SPF, they may lack in overall quality or ingredients

Here are some of the most important qualities to look for in a safe and effective SPF moisturizer:

1.  A higher SPF content – The SPF content in these facial moisturizers might be the most important component to consider when choosing the right product for you. Protecting your skin from the sun is a high priority job in order to avoid the risk of damage and skin cancer development. A high SPF = more protection, and that is not something you’ll want to skimp on.

2. The use of beneficial ingredients – To moisturize your skin is one thing but to moisturize with added skincare benefits is another! With so many SPF facial moisturizers on the market, don’t settle for a product that provides you with the bare minimum. When it comes to your skin, quality matters which is why our list is comprised only of products that include highly sought-after skincare ingredients like argan oil, vitamin E, vitamin B3, aloe vera, CoQ10, hyaluronic acid, and antioxidants.

3. Tinted vs. Untinted – Tinted moisturizers provide a level of convenience and may be an ideal option for you if you’re someone who is always on-the-go and doesn’t have a ton of extra time to apply makeup. A tinted moisturizer is a simple a facial lotion that comes with a tint that provides light coverage as well as moisturization.

4. Age-defying effects – Whether you have younger skin or aging skin, finding a facial moisturizer with age-defying effects can benefit everyone. Not only do the ingredients used for anti-aging reduce the appearance of wrinkles and fine lines but they can also prevent them from ever forming. Many young people neglect to look for a moisturizer with these affects because they feel they’re too young to be concerned with aging. Little do they know, products that are anti-aging are a great way to take preventative measures to avoid the development of wrinkles and fine lines.

Here is our list of top picks for the best and highest quality SPF moisturizers on the market:

Best SPF Moisturizers

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Our Favorite
EltaMD UV Daily Facial Sunscreen Broad-Spectrum SPF 40, 1. 7 oz
Highest Rated
Daily Rehydrating Sunscreen: SPF 30+ - Contains Vitamins C & E, Green Tea & Ginkgo Biloba Extract - Rehydrating Skin Protection - Paraben & Fragrance Free - Broad Spectrum UVA/UVB Protection
Highest Quality
Josie Maran Argan Daily Moisturizer SPF 47 Protect + Perfect (4 oz)
Andalou Naturals Ultra Sheer Daily Defense Facial Lotion, SPF 18, 2.7 oz, with Resveratrol CoQ10 and Antioxidants, Lightweight, Hydrating Facial Moisturizer
Eucerin Q10 Anti-Wrinkle Sensitive Skin Lotion SPF 15, 4 Ounce
Description
The EltaMD UV Daily Facial Sunscreen has an incredibly high SPF of 40, so it’s guaranteed to provide consistent and long-lasting protection against the sun.
The formula of this moisturizer contains highly beneficial skincare ingredients like vitamin C, vitamin E, green tea.
This product is also infused with argan oil which provides excellent and long-lasting hydration.
Andalou Naturals Ultra Sheer Daily Defense Facial Lotion is ideal for aging skin.
This facial moisturizer is marketed for more sensitive skin types because of its nonirritating ingredients.
Our Rating
Price
$26.50
$24.95
from $19.99
from $9.50
$8.24
Our Favorite
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EltaMD UV Daily Facial Sunscreen Broad-Spectrum SPF 40, 1. 7 oz
Description
The EltaMD UV Daily Facial Sunscreen has an incredibly high SPF of 40, so it’s guaranteed to provide consistent and long-lasting protection against the sun.
Our Rating
Price
$26.50
Highest Rated
Image
Daily Rehydrating Sunscreen: SPF 30+ - Contains Vitamins C & E, Green Tea & Ginkgo Biloba Extract - Rehydrating Skin Protection - Paraben & Fragrance Free - Broad Spectrum UVA/UVB Protection
Description
The formula of this moisturizer contains highly beneficial skincare ingredients like vitamin C, vitamin E, green tea.
Our Rating
Price
$24.95
Highest Quality
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Josie Maran Argan Daily Moisturizer SPF 47 Protect + Perfect (4 oz)
Description
This product is also infused with argan oil which provides excellent and long-lasting hydration.
Our Rating
Price
from $19.99
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Andalou Naturals Ultra Sheer Daily Defense Facial Lotion, SPF 18, 2.7 oz, with Resveratrol CoQ10 and Antioxidants, Lightweight, Hydrating Facial Moisturizer
Description
Andalou Naturals Ultra Sheer Daily Defense Facial Lotion is ideal for aging skin.
Our Rating
Price
from $9.50
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Eucerin Q10 Anti-Wrinkle Sensitive Skin Lotion SPF 15, 4 Ounce
Description
This facial moisturizer is marketed for more sensitive skin types because of its nonirritating ingredients.
Our Rating
Price
$8.24
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Face Moisturizer by Olay Complete Daily Defense All Day Moisturizer With Sunscreen SPF30 Sensitive Skin, 2.5 fl. Oz., (Pack of 2)
L'Oreal Active Daily Moisture Lotion 4 oz
Face Moisturizer with SPF 15 by L'Oreal Paris, Futur-e Day Lotion with Vitamin E for Normal to Dry Skin, 4 fl. oz.
DML Facial Moisturizer SPF 25, 1.5 Oz (3 Pack)
Aveeno Positively Radiant Daily Face Moisturizer with Broad Spectrum SPF 15 Sunscreen and Soy Extract, 4 fl. oz
Description
This formula is oil-free and non-greasy which make it a great option to try, especially if you have more oily or sensitive skin.
This facial SPF moisturizer has a basic SPF of 15 which is an excellent amount for someone who is looking for just a little bit of added protection to wear with makeup.
This SPF facial moisturizer can replenish hydration to your skin and also help brighten dull skin due to its BHA complex.
The DML Facial Moisturizer is a favorite product on the list because it is water resistant, so it is sure to be long-wearing.
This SPF facial moisturizer is so well-loved because it is suitable for all skin types and can provide you with all day protection for your skin.
Our Rating
Price
$22.48
$6.38
$7.99
$36.32
$13.75
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Face Moisturizer by Olay Complete Daily Defense All Day Moisturizer With Sunscreen SPF30 Sensitive Skin, 2.5 fl. Oz., (Pack of 2)
Description
This formula is oil-free and non-greasy which make it a great option to try, especially if you have more oily or sensitive skin.
Our Rating
Price
$22.48
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L'Oreal Active Daily Moisture Lotion 4 oz
Description
This facial SPF moisturizer has a basic SPF of 15 which is an excellent amount for someone who is looking for just a little bit of added protection to wear with makeup.
Our Rating
Price
$6.38
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Face Moisturizer with SPF 15 by L'Oreal Paris, Futur-e Day Lotion with Vitamin E for Normal to Dry Skin, 4 fl. oz.
Description
This SPF facial moisturizer can replenish hydration to your skin and also help brighten dull skin due to its BHA complex.
Our Rating
Price
$7.99
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DML Facial Moisturizer SPF 25, 1.5 Oz (3 Pack)
Description
The DML Facial Moisturizer is a favorite product on the list because it is water resistant, so it is sure to be long-wearing.
Our Rating
Price
$36.32
Image
Aveeno Positively Radiant Daily Face Moisturizer with Broad Spectrum SPF 15 Sunscreen and Soy Extract, 4 fl. oz
Description
This SPF facial moisturizer is so well-loved because it is suitable for all skin types and can provide you with all day protection for your skin.
Our Rating
Price
$13.75

EltaMD UV Daily Facial Sunscreen

The EltaMD UV Daily Facial Sunscreen has an incredibly high SPF of 40, so it’s guaranteed to provide consistent and long-lasting protection against the sun. One reason many people prefer this facial SPF moisturizer is because it contains hyaluronic acid. This specific ingredient provides exceptional skincare benefits like hydration, rejuvenation, and improved circulation to the skin.

This product is offered in a regular version and a tinted version. If you’re looking for some lightweight coverage on top of hydration and SPF protection, the tinted version can provide you with extra convenience. This product also claims to leave your skin looking and feeling naturally dewy and more youthful.

If you’re in search of a high SPF facial moisturizer that also contains the ever-beneficial ingredient of hyaluronic acid, we suggest you choose the EltaMD UV Daily Facial Sunscreen.

Pros and Cons

  • Comparatively high SPF (40)
  • Product contains hyaluronic acid
  • Is offered in tinted and untinted
  • Product has a strong fragrance that may not be suitable for sensitive skin types
  • May not be suitable for those with dry skin

André Lorent Daily Rehydrating Sunscreen

The André Lorent Daily Rehydrating Sunscreen is an SPF facial moisturizer that contains anti-aging properties and can leave your skin feeling incredibly moisturized and protected from the sun. With an SPF content of 30, this lotion will provide you with long-lasting coverage.

The formula of this moisturizer contains highly beneficial skincare ingredients like vitamin C, vitamin E, green tea, and ginkgo biloba extract. This SPF moisturizer can be used all over the body, not just on your face. Thankfully, it’s composed of natural ingredients that are sensitive enough to make it a facial moisturizer too.

Its texture is smooth and lightweight. If you’re someone who spends plenty of time in the sun’s rays and is looking for adequate and reliable protection, the André Lorent Daily Rehydrating Sunscreen could be one of the best options for you on our list.

Pros and Cons

  • Rich in vitamins and healthy skin-promoting ingredients
  • Can double as daily moisturizer and sunscreen
  • Comparatively high SPF (30+)
  • Product has a strong fragrance that may not be suitable for sensitive skin types
  • Does not have a long shelf life

Josie Maran Argan Daily Moisturizer

While the Josie Maran Argan Daily Moisturizer is the most expensive SPF moisturizer on our list, it also contains the highest level of SPF. With an SPF of 47, this facial lotion may provide you with some of the best sun protection available. This product is also infused with argan oil which provides excellent and long-lasting hydration.


This facial SPF moisturizer is tinted, so you don’t have to wear foundation on top of it. This brings a level of convenience that most other SPF moisturizers can’t provide. This lotion can reduce texture and leave your skin feeling silky smooth.

The Josie Maran Argan Daily Moisturizer may have a heftier price tag but could be worth the splurge for the excellent benefits and high SPF content of 47.

Pros and Cons

  • High level of SPF (47)
  • Infused with argan oil
  • Product is tinted and provides light coverage
  • Comparatively more expensive
  • Tint may not match all complexions

Andalou Naturals Ultra Sheer Daily Defense Facial Lotion

Andalou Naturals Ultra Sheer Daily Defense Facial Lotion is ideal for aging skin. This SPF facial moisturizer contains resveratrol which is found in the skin of grapes, peanuts, and berries and provides excellent anti-aging benefits for your skin.

It also contains other anti-aging ingredients like CoQ10 and other antioxidants. Not only do these ingredients prevent the signs of aging but they also help to reduce the appearance of already formed wrinkles and fine lines.


This facial SPF moisturizer is extremely lightweight, so it won’t make your skin feel greasy or give you clogged pores. This product is also non-GMO, gluten-free, and vegan.

If you’re someone who has aging skin and are looking to reverse those effects, we think that the Andalou Naturals Ultra Sheer Daily Defense Facial Lotion could be the ideal SPF moisturizer for you to try.

Pros and Cons

  • Product is lightweight
  • Contains resveratrol, CoQ10, and antioxidants
  • Provides age-defying effects and reduces wrinkles & fine lines
  • Comparatively low SPF (18)
  • Not suitable for sensitive skin

Eucerin Q10 Anti-Wrinkle Sensitive Skin Lotion

The Eucerin Q10 Anti-Wrinkle Sensitive Skin Lotion is another excellent SPF moisturizer option for aging skin. This lotion is rich in Q10 antioxidants which reduce the appearance of wrinkles and fine lines. This facial moisturizer is marketed for more sensitive skin types because of its nonirritating ingredients.

Eucerin has been around for over 100 years and is reputable and well-recognized for quality and excellent skin protection. This SPF facial moisturizer can protect your skin from the sun’s rays whether is used alone or underneath your makeup. Not only does this lotion hydrate but it also cleanses and works best on those with dry skin types.

The Eucerin Q10 Anti-Wrinkle Sensitive Skin lotion could be an excellent choice for you if you’re looking for an SPF facial moisturizer that can enhance the overall health of your skin.

Pros and Cons

  • Suitable for sensitive skin
  • Rich in Q10 antioxidants to reduce wrinkles
  • Can be used alone or under makeup
  • Contains parabens
  • May irritate those with dry skin

Olay Complete Daily Defense All-Day Moisturizer

The Olay Complete Daily Defense All-Day Moisturizer is a favorite SPF facial moisturizer on our list because it is recommended for daily use by the skin cancer foundation.

With a high SPF content of 30 and incredible ingredients like vitamin E, vitamin B3, and aloe vera, this cream can provide amazing benefits for your skin. This formula is oil-free and non-greasy which make it a great option to try, especially if you have more oily or sensitive skin.


This SPF moisturizer is also free of fragrance and protects against 97% of the sun’s rays. This lotion is fast-absorbing, lightweight, and could be an excellent option for you to try and if you’re in search of a reliable and pure SPF facial moisturizer.

Pros and Cons

  • Suitable for sensitive skin
  • Recommended for daily use by the skin cancer foundation
  • Contains vitamin E, B3, and aloe vera
  • Contains chemical sunscreen which may not be suitable for sensitive skin
  • Product has a thick consistency

L’Oreal Active Daily Moisture Lotion

The L’Oreal Active Daily Moisture Lotion is an extremely cost-effective option that is suitable for all skin types and one of the most ideal products on this list for general, everyday use. This facial SPF moisturizer has a basic SPF of 15 which is an excellent amount for someone who is looking for just a little bit of added protection to wear with makeup.

This product is formulated with pro-vitamin B5 and is also extremely lightweight. This facial moisturizer is made with multi-conditioning agents for soft skin and works best for those with sensitive skin types. The formula of this SPF lotion helps to ensure all-day hydration and protective level sunscreen.

If you’re looking for a simple, cost-effective, basic level sunscreen moisturizer, the L’Oreal Active Daily Moisture Lotion could be one of the better options for you to try.

Pros and Cons

  • Formulated with pro-vitamin B5
  • Cost-effective
  • Lightweight and suitable for sensitive skin
  • Comparatively low SPF
  • Not suitable for oily or acne prone skin

L’Oreal Paris Futur-e Moisturizer

The L’Oreal Paris Futur-e Moisturizer may be an excellent option for you to try if you have younger skin and are looking to prevent signs of aging. This SPF facial moisturizer can replenish hydration to your skin and also help brighten dull skin due to its BHA complex.

The formula of this SPF moisturizer is lightweight, non-sticky, and shouldn’t leave your face feeling tacky after application. This lotion provides the best results for this with normal to dry skin but is suitable for any skin type. It contains pure vitamin E which can reduce scarring and leave your skin feeling nourished and refreshed.

As many young women want to take care of their skin now to prevent aging effects later, we recommend this facial SPF moisturizer if you’re one of these people because it can provide excellent protection against the skin and skin aging factors we’re faced with every day.

Pros and Cons

  • Highly-rated and reputable brand
  • Cost-effective
  • Prevents signs of premature aging
  • Comparatively low SPF (15)
  • Product has a strong fragrance that may not be suitable for sensitive skin types

DML Facial Moisturizer

The DML Facial Moisturizer is a favorite product on the list because it is water resistant, so it is sure to be long-wearing. This SPF facial moisturizer would work well for you if you’re someone who needs protection at the beach, at the pool, or on the boat.


This product contains hyaluronic acid which can provide you with extra hydration on top of an SPF of 25. This facial moisturizer is non-comedogenic which means it’s curated with a formula that is specifically designed not to clog your pores. It is also free of fragrance which reduces the chance of irritation for your skin.

This SPF moisturizer is hypoallergenic and paraben free, so it’s ideal if you’re looking for a product that is all-natural. we suggest trying the DML Facial Moisturizer because of its excellent ingredients and numerous skincare benefits.

Pros and Cons

  • Product does not contain fragrance
  • Non-comedogenic
  • Water-resistant to ensure the product is long-wearing
  • Comparatively more expensive
  • Not suitable for those with sensitive skin

Aveeno Positively Radiant Daily Moisturizer

Aveeno Positively Radiant Daily Moisturizer is one of the more well-known SPF moisturizers on the market. This SPF facial moisturizer is so well-loved because it is suitable for all skin types and can provide you with all day protection for your skin.

Wear this moisturizer alone or underneath your makeup, and you’ll be receiving SPF 15 level protection. This facial lotion contains a total soy complex which can provide you with excellent hydration benefits.

This face moisturizer also helps even skin tone and texture to allow for a naturally dewy appearance. If you’re looking for a safe choice and reliable SPF moisturizer, we suggest trying Aveeno Positively Radiant.

Pros and Cons

  • Suitable for all skin types
  • Evens skin tone and texture
  • Well-known reputable brand
  • Comparatively low SPF (15)
  • Product may have a grainy texture

Final Thoughts

This guide was meant to break down and explain all of the specific qualities to look for when shopping for a quality SPF moisturizer. We have put thought into these criteria to provide the best examples of our top picks.

Remember, the best kinds of SPF facial moisturizers are those that contain a high concentration of SPF, beneficial skincare ingredients to promote healthy and radiant skin, a tint for convenience and light coverage, and strong anti-aging components.

Choosing an SPF moisturizer is a bigger deal than most realize because one of an essential skin care practices is protecting it from the sun.

With our list of high-quality, reliable, cost-effective, and rejuvenating products, we’re confident you will find an SPF facial moisturizer to protect your skin and keep you feeling dewy, healthy, and hydrated.